Who Pays for Climate Change? (National Resources Defense Council, 2013)

U.S. taxpayers outspend private insurers three-to-one to cover climate disruption costs. Paying for climate disruption was one of the largest non-defense discretionary budget items in 2012. Private insurers themselves only covered about 25 percent of these costs, leaving the federal government and its public insurance enterprises to pay for the majority of the remaining claims.